Discovering the Top Credit Cards for Airport Affordable Lounge Access

Online credit cards have made booking flight tickets easier, saving you a lot of money with amazing discounts, not only this, with credit cards, you can also avail of the convenience of lounging in comfort during extended airport waits. It is a true travel luxury. Airport lounge access stands out as an added perk credit card issuers provide. You can relax here while waiting for your flight, have some good food and spend your time leisurely.

This post will explore the best credit cards offering affordable airport lounge access, ensuring you maximise your travel experience. 

With that in mind, here are some of the best cards that you can have for affordable lounge access

Top Credit Cards for Airport Affordable Lounge Access

ICICI Emeralde Credit Card

The ICICI Emerald Credit Card is an ideal airport lounge access credit cards with unlimited access to international lounges, select domestic lounges and airport spas. With attractive financial perks like low mark-up fees and reduced APR on cash withdrawals, this card is designed to elevate your travel and lifestyle with added convenience and security.

This is what you get with the card – 

– Unlimited access to international airport lounges via the DreamFolks DragonPass Program

– Complimentary access to select lounges at Indian airports

– Access to domestic airport spas

– Low mark-up fee of 1.5% on international transactions

– Reduced Annual Percentage Rate (APR) of 1.99% on ATM cash withdrawals

– No over-limit fee

– No cash withdrawal fee

– No late payment charges

– No cancellation charges on travel and hotel bookings

– 24×7 concierge service for various needs

– Comprehensive insurance cover for financial security

SBI Elite Credit Card

The SBI Elite Credit Card is a premier choice for airport lounge access in India, offering many benefits beyond travel perks. With a reasonable annual fee of Rs 4,999, this card provides a compelling package featuring complimentary lounge visits, lucrative rewards, and exclusive memberships, making it a well-rounded credit card choice.

This is what you get with the card –

– Complimentary Priority Pass Membership worth $99

– 6 complimentary visits to international lounges (Max. 2 per quarter)

– 2 complimentary domestic lounge visits per quarter

– Welcome gift voucher worth Rs. 5,000

– Complimentary Club Vistara Membership

– 5X rewards on dining, grocery, and departmental store spends

– Free movie tickets worth Rs 6,000 per year

– Up to 50,000 bonus reward points in a year

– High reward rate and low foreign exchange mark-up fee of 1.99%

Axis Bank Select Credit Card 

The Axis Bank Select Credit Card emerges as a lifestyle online credit card with many benefits spanning movies, groceries, dining, and more. It is acknowledged for its international lounge access, this card comes with a reasonable joining fee of Rs 3,000, making it an enticing choice for those seeking a blend of lifestyle perks and travel benefits.

This is what you get with the card –

– Complimentary Priority Pass Membership

– 6 complimentary international lounge visits in a year

– 2 complimentary domestic lounge visits per quarter

– 2,000 Amazon Voucher on the first card transaction within 90 days

– 20% discount (Up to Rs 500 per month) on BigBasket

– 40% discount (Up to Rs 200) on Swiggy

– 10 Axis EDGE reward points per Rs. 200; 2X points on retail shopping

– 6 complimentary golf rounds in a year

– Competitive joining fee of Rs 3,000 (Nil for Burgundy Clients) and an annual fee of Rs 3,000

SBI Prime Credit Card

The SBI Prime Credit Card stands tall among India’s top airport lounge access credit cards, providing both international and domestic lounge benefits. The card is packed with perks, offering a rewarding experience with up to 10 points per Rs 100 spent, milestone benefits, and a waived annual fee on hitting Rs 3 lakh in yearly spending.

This is what you get with the card –

– 4 complimentary visits to International Priority Pass Lounges (Max. 2 per quarter)

– 8 complimentary domestic lounge visits in a year (2 per quarter)

– Welcome e-gift voucher worth Rs 3,000 from partner brands

– 2 reward points per Rs 100 on all spends

– 10 reward points per Rs 100 on dining, groceries, departmental stores, and movies

– Spend Rs 50,000 in a quarter for Rs 1,000 Pizza Hut vouchers

– Annual fee of Rs 2,999 (waived off on spending Rs 3 lakh in a year)

– Milestone benefits, including vouchers for Yatra or Pantaloons worth Rs 7,000 on reaching annual spends of Rs 5 Lakh

Kotak Mojo Platinum Credit Card

The Kotak Mojo Platinum Credit Card emerges as a smart choice for individuals venturing into the credit world, offering lucrative rewards with 2.5X points on online spends. This card, designed for online enthusiasts, provides a fuel surcharge waiver and the added perk of lounge access, making it a well-rounded option for those starting their credit journey.

This is what you get with the card –

– Earn 2.5X rewards on online spending, catering to those who frequent online transactions.

– Minimum Income Requirement: Rs 4 lakh per annum.

– Avail eight complimentary visits annually to airport lounges within India (both domestic and international terminals).

– Maximum two lounge visits per quarter.

– Fuel surcharge waiver of 1% on transactions between Rs 500 and Rs 3,000, with a maximum waiver of Rs 3,500 per year.

– There is up to a 2.5% railway surcharge waiver on transactions.


These credit cards redefine travel with exclusive airport lounge access. Whether it’s the ICICI Emeralde, SBI Elite, Axis Bank Select, or SBI Prime, each offers unique perks, combining online convenience with global lounge benefits. 

From low fees to generous rewards, these cards cater to diverse needs, ensuring a seamless and rewarding travel experience. Choose the perfect fit for your lifestyle, and elevate your journeys with the best in online credit cards and airport lounge access. 

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